Using #creditcards responsibly is a great way to build your credit score. Be sure to remember that a credit card charge is a mini loan, and you’ll pay interest on it if you don’t pay your bill in full every month. Try not to spend more than what’s in your monthly budget to stay ahead of the bill. Paying in full and on time lets you make the most of the rewards your card might offer. Beware late payments, as the fees can be very high. Set aside a specific time every month to pay your card bill before it’s due. And be sure to set up an emergency fund, so you don’t have to rely on cards to pay for unplanned expenses!

Read More