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One of the most essential parts of setting up a monthly budget is separating needs from wants. Before assigning dollar amounts to any categories, knowing which parts of your monthly expenditures are an absolute need and which items would be lovely to include but are not a necessity is necessary. Many people find this particularly challenging and even give up on budgeting when they need help moving past this step.
Read MoreChecking accounts offer a secure, accessible place to store funds. If you are considering opening a checking account at a bank or credit union, or you already have one, here’s what you need to know about this account’s benefits and how to best manage it.
Read MoreAs a credit union member, you can expect to have a much more rewarding and meaningful experience. Because credit unions are member-owned and not-for-profit, they are more attuned to the needs of their members and are not driven by investors or their bottom line.
Let’s take a look at how having your checking account at a credit union differs from using a bank for the same purpose.
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