There’s lots of talk in the world of personal finance about managing a savings account best. You might read up on financial experts who recommend keeping three to six months’ worth of living expenses in your savings account. Maybe you’ve seen a tip about socking away enough money to cover more substantial costs. Either way, there’s lots of discussion about the ideal amount of money to keep in a savings account.

But what about our checking accounts in Ashland, KY? Most of us use these accounts daily. Every swipe of a debit card, every bill we pay, and every personal check we write takes money out of our checking account.

How much money should we be keeping in these super-convenient accounts? Let’s find out.

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