You’ve tracked your spending, created a budget, worked on ridding yourself of debt, and are well on your way to a financially secure life. Now you’re ready for step four, in which you’ll have the money talk with your partner.
Read MoreFostering career growth within our local economy will keep our progress healthy and robust. Over the past four years, MCCU Connect has mentored over 20 adults and high school students, created over 30 new jobs through capstone projects, and most notably impacted each mentee for future growth personally and professionally.
Read MoreYou’ve tracked your spending, designed a budget for your monthly expenses, and you’re well to financial wellness. In this next step, you’ll create a plan for paying down your existing debt.
Read MoreNow that you’ve tracked your spending and kept a careful record of where your money goes over a month, you’re ready to move on to the next step of financial wellness: creating a budget.
Read MoreAre you ready to join us on a journey toward financial wellness?
Each month, Members Choice CU will focus on one step of a financial wellness journey. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the series, you’ll have mastered the tools for a life of financial wellness.
Tracking your spending is the first step toward greater financial awareness and, ultimately, toward financial health.
Read MoreMembers Choice Credit Union is expanding its member experience solution for credit union members with the rollout of Instant Debit Card Issuance. Available immediately the service is part of the credit union’s ongoing commitment to creating connected solutions that deepen member engagement through modern experiences.
Read MoreHaving a baby? Here’s how to plan financially for such a big change.
Read MoreTeaching your family to be financially literate is as simple as involving them in everyday financial decisions.
Read MoreIf you're considering going to college, you have nothing to lose by applying for federal student aid.
Read MoreThe three jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
Read MoreMembers Choice Credit Union (MCCU) will host the 21st Annual Jonathan Ferguson Memorial Golf Tournament on Friday, May 20. The event will raise money for the Jonathan Ferguson Fund and the Continuing the Legacy Foundation.
Read MoreOne of the most important things you can teach a child is the value of money and money skills. Try these six activities to teach spending, saving, and investing.
Suppose you have been wondering how to empower your kids to save for their future. In that case, National Credit Union Youth Month is an excellent opportunity to start! Join us this April as credit unions encourage youth to start saving regularly. This celebration is a great time to engage kids at Members Choice Credit Union and your community. To help them learn that saving, no matter how small the amount, can help them achieve their dreams.
Read MoreMake plans to join us at our annual membership meeting Tuesday, March 22, 2022.
The MCCU Annual Meeting is an opportunity for members to engage with the Board of Directors and staff. We report on the Credit Union's annual performance for 2021 and tell you about the changes and progress we have made in the last year.
Business Meeting at 6 PM followed by door prize drawings.
Read MoreOn October 21, 2021, Members Choice Credit Union will join over 56,000 credit unions worldwide to celebrate International Credit Union (ICU) Day. The theme of ICU Day 2021 is “Building financial health for a brighter tomorrow.”
ICU Day highlights the many ways that credit unions across the world help members improve their financial health and well-being. To celebrate Members Choice, will be rolling out the red carpet for their new and improved Financial Counseling Program. The credit union will be providing light refreshments throughout the day, along with informational sessions about their financial counseling program.
Members Choice Credit Union's CEO, Cheryl Deborde, was presented the Frank Moore Outstanding Professional Award at the Kentucky Credit Union League Annual Meeting on August 27, 2021.
Read MoreMembers Choice began establishing scholarship funds about two decades ago to benefit member-owners attaining a post-secondary education. Members Choice received more than 60 applications for this year's awards. Members Choice Scholarship Program has awarded $145,000 to date. The 2021 Scholarship Program will award an additional $22,000, bringing our total to $167,000 awarded to local students.
Read MoreIf you shop online, you’ve seen a “Buy Now, Pay Later” offer everywhere from Amazon to Walmart. The idea is simple: Buy a big-ticket item and split the payments up over time. Even retail stores are getting into the act. #BNPL is interest-free, and it can be a good way to get something you really need in hand quickly. Where it’s a problem, though, is if you use it too much or for things you don’t really need and fall behind on the payments. Interest rates as high as 40% can kick in, along with some huge late-payment fees. Use BNPL if you need to, but use it wisely and make sure the payments are part of your monthly budget.
Read MoreCredit Union Magazine’s 2021 Credit Union Hero of the Year is Cheryl Deborde, president/CEO of Members Choice Credit Union, Ashland, Ky. The 14th annual Credit Union Hero of the Year Award recognizes a future-focused credit union professional for exemplifying the credit union philosophy of “people helping people.”
Read MoreYou know you need to build up your savings, but it always seems to get bumped down on your to-do list. Well, let’s get started!
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